All Categories - The Numbers Agency

Running a business without a budget is a lot like captaining a pirate ship without a compass, a map, or even a vague idea of where the treasure might be buried. The wind is strong, the sea looks calm, and your crew (read: team, vendors, and maybe your very patient spouse) is ready to go. You set...

Picture this: business is good. Sales are up, customers are happy, and on the surface, things look like they’re humming along nicely. But somehow, your profits are disappearing faster than donuts in the breakroom. You check your financials, and there it is—your overhead is eating your margins...

It’s 11:47 p.m. The glow of your laptop lights up the room. There’s a half-eaten protein bar on your desk, three tabs open for “How to fix unreconciled transactions,” and the sinking realization that payroll is due tomorrow—but your books are a mess. You’re not an accountant. You’re a...

When most people think about payroll, they picture a few simple steps: tally the hours, cut the check, maybe toss in a pay stub for good measure. Easy, right? Not quite. In reality, payroll is one of the most deceptively complex tasks small business owners take on. It’s part math, part law,...

Ah, the bank feed. That persistent little corner of your accounting software that quietly waves red flags at you while you pretend not to notice. It starts with one skipped day. Then a week. Then one day you log in and realize your books are less “financial report” and more “choose your own...

Let’s get one thing straight: just because someone wants to work with you doesn’t mean you have to work with them. I know, I know—when you’re building a business (especially in those early solopreneur years), it’s easy to slip into “any money is good money” mode. But if you’ve ever taken on a...